Protect Your Cargo & Vessels with Comprehensive Marine Insurance
Marine cargo and hull insurance for import/export businesses, freight forwarders, and shipping companies. Coverage for transit risks, damage, theft, and loss across sea, air, and land routes.
Why Marine Insurance Matters
Comprehensive coverage tailored to your specific needs and lifestyle.
Sea Cargo Insurance
Coverage for goods transported by sea against risks of sinking, collision, jettison, fire, and general average. Essential for import/export businesses.
Air Cargo Insurance
Protection for goods transported by air against damage, loss, or delay. Covers perils specific to air freight including turbulence and handling damage.
Inland Transit Insurance
Coverage for goods transported within India by road or rail. Covers accidents, theft, fire, and natural calamities during domestic transit.
Warehouse to Warehouse
Comprehensive coverage from the moment goods leave the seller's warehouse until they reach the buyer's warehouse — door-to-door protection.
Open Policy Cover
Annual open policy that automatically covers all shipments made during the year. No need to declare each shipment individually.
Hull & Machinery
Insurance for the vessel itself including hull, machinery, and equipment. Covers damage from collision, grounding, fire, and natural perils.
Compare Marine Insurance Plans Side-by-Side
Transparent comparison to help you make the right choice.
| Feature | Basic Transit | Standard Cargo | Premium Cargo | Open Policy |
|---|---|---|---|---|
| Inland Only | Sea/Air/Inland | All Risks | All Transit Modes | |
| ICC-C | ICC-B | ICC-A | ICC-A | |
| Not Included | Optional | Optional | Included | |
| Not Included | Optional | Included | Included | |
| Not Included | Optional | Optional | Included | |
| Not Included | Included | Included | Included | |
| Not Included | Not Included | Optional | Included | |
| Per Shipment | Per Shipment | Per Shipment | Annual | |
| Rs. 1,500 | Rs. 2,500 | Rs. 4,000 | Rs. 25,000/yr |
Why Choose Marine Insurance Through ExpertAdvise?
Institute Cargo Clauses (A/B/C)
Choose from ICC-A (all risks), ICC-B (named perils), or ICC-C (basic perils) based on cargo value, route risk, and budget. Expert guidance on the right clause for your shipment.
General Average Contribution
Coverage for general average contributions when a part of cargo is sacrificed to save the vessel and remaining cargo. Complex maritime principle made simple with our guidance.
War & SRCC Cover
Optional coverage for war risks, strikes, riots, and civil commotions on international routes through high-risk zones.
Refrigeration Breakdown
Specialized cover for temperature-sensitive cargo like pharmaceuticals, frozen foods, and chemicals. Covers losses from refrigeration system failure.
Container Damage
Coverage for physical damage to shipping containers, including cleaning costs and third-party liability for container damage.
Customs Duty Coverage
Coverage for customs duty paid on imported goods that are damaged or lost before reaching the final destination.
What's Not Covered
Transparency is our policy. Here are common exclusions you should be aware of.
Inherent vice and natural deterioration of goods (e.g., perishables spoiling over time)
Improper or inadequate packing of cargo
Willful misconduct of the assured or their employees
Ordinary leakage, breakage, and wear and tear
Delay and consequential loss (unless specifically covered)
Nuclear, radioactive, and chemical weapon risks (unless war rider added)
Unseaworthiness of vessel if known to the assured
Capture, seizure, arrest, or detainment by customs or authorities (unless specified)
Got Questions? We've Got Answers
Marine cargo insurance covers the goods being transported — compensating the owner if cargo is damaged, lost, or stolen during transit. Marine hull insurance covers the vessel itself (ship, barge, boat) — compensating the ship owner for damage to the hull, machinery, and equipment. Most import/export businesses need cargo insurance. Shipping companies need both.
Get Marine Insurance Quote for Your Business
Tell us about your cargo type, shipping routes, annual volume, and current coverage. We'll design a tailored marine insurance policy that minimizes your risk and premium.
Prefer to talk?
+91 99993 65655