Compare Car Insurance & Save Up to 40% on Premiums
Get the best comprehensive or third-party car insurance from top insurers. Zero depreciation, roadside assistance, engine protection, and instant policy issuance within minutes.
Why Car Insurance Matters
Comprehensive coverage tailored to your specific needs and lifestyle.
Comprehensive & Third Party
Choose comprehensive cover for own damage + third party liability, or opt for mandatory third-party only at the lowest premium.
Zero Depreciation
Get full claim amount without depreciation deduction on car parts. Covers plastic, fiber, and metal parts at 100% replacement cost.
Roadside Assistance
24/7 roadside assistance including towing, battery jumpstart, flat tire change, fuel delivery, and on-site mechanic anywhere in India.
Engine Protection Cover
Covers engine damage due to water ingression, oil leakage, and gearbox issues — essential for areas prone to flooding.
Return to Invoice
Get the full invoice price of your car in case of total loss or theft, not just the depreciated IDV value.
Consumables Cover
Covers engine oil, brake oil, coolant, nuts & bolts, grease, and other consumables that are typically excluded from claims.
Compare Car Insurance Plans Side-by-Side
Transparent comparison to help you make the right choice.
| Feature | Third Party Only | Basic Comprehensive | Standard Comprehensive | Premium Comprehensive |
|---|---|---|---|---|
| Included | Included | Included | Included | |
| Not Included | Included | Included | Included | |
| N/A | Not Included | Included | Included | |
| N/A | Not Included | Included | Included | |
| N/A | Not Included | Optional | Included | |
| N/A | Not Included | Optional | Included | |
| N/A | Not Included | Optional | Included | |
| N/A | Not Included | Optional | Included | |
| Rs. 2,000/yr | Rs. 6,000/yr | Rs. 9,000/yr | Rs. 13,000/yr |
Why Choose Car Insurance Through ExpertAdvise?
Instant Policy Issuance
Get your car insurance policy within 5 minutes of payment. Digital copy valid for RTO and traffic police verification immediately.
No Claim Bonus Transfer
Transfer up to 50% No Claim Bonus from your previous insurer when you renew or switch your car insurance with us.
Cashless Garage Network
Choose from 5,000+ cashless garages across India. Get your car repaired without paying upfront — the insurer settles directly.
Personal Accident Cover
Mandatory Rs. 15 lakh personal accident cover for owner-driver included in every comprehensive policy at no extra cost.
Passenger Cover
Optional cover for passengers in your car. Financial protection for injuries to co-passengers in case of accidents.
Legal Liability Cover
Coverage for legal liabilities arising from injury or property damage to third parties, including unlimited property damage cover.
What's Not Covered
Transparency is our policy. Here are common exclusions you should be aware of.
Driving without a valid driving license
Driving under the influence of alcohol or drugs
Using the vehicle for commercial purposes without commercial cover
Normal wear and tear, mechanical breakdown, and depreciation
Damage due to war, nuclear risks, or radioactive contamination
Driving outside geographical limits (unless specified)
Consequential loss and deliberate damage by the insured
Racing, speed testing, and use in motor sports events
Got Questions? We've Got Answers
Third-party insurance only covers damage/injury you cause to others — it is mandatory by law. Comprehensive insurance covers both third-party liability AND damage to your own car from accidents, theft, fire, natural calamities, etc. We strongly recommend comprehensive cover, especially for new cars.
Get the Lowest Car Insurance Quote
Share your car details and we'll compare premiums from all top insurers. Save up to 40% with the best coverage and add-ons.
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