Insurance Calculator

Term Insurance Calculator

Calculate how much term insurance coverage you need based on your income, loans, dependents, and lifestyle. Get instant premium estimates from leading insurers.

Your Profile

₹3L₹12L₹100L
1830 Years65
₹5L₹50L₹200L
Recommended Coverage
₹3.35 Cr
Based on moderate lifestyle (20x income + loans + dependents)
Income Cover
₹2.40 Cr
Loan Cover
₹50 Lakhs
Dependent Cover
₹45 Lakhs
Est. Premium
₹4/yr

Recommended Term Plans

HDFC Life Click 2 Protect
30-year term • Claim ratio: 99.5%
₹4/yr
ICICI Pru iProtect Smart
30-year term • Claim ratio: 97.8%
₹4/yr
Max Life Smart Secure Plus
30-year term • Claim ratio: 99.3%
₹4/yr
View all term insurance plans

Why You Need Term Insurance

Protect Family
Replace your income for dependents if something happens to you
Cover Loans
Ensure home loans, car loans, and education debts are paid off
Peace of Mind
Sleep peacefully knowing your loved ones are financially secure
Low Premium
Term plans offer the highest coverage at the lowest cost

Get the Best Term Insurance Deal

Our advisors compare 20+ term plans and negotiate the best premium for your profile.

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